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Is an Expensive Engagement Ring the Right Choice?

Engagement RingsWhen a couple is planning to buy an expensive engagement ring, naturally their financial situation needs to be considered. How much you spend on your engagement ring is indeed a very personal decision. Most of the couples these days are buying the engagement ring together. Once they sign the marriage certificate, the bride and the groom would be entitled to pay for the ring unless the groom paid for the ring upfront.

But there are times when your heart may be set on a particular ring that happens to be expensive. As a first step towards buying that ring, you need to talk about it and assess the long term effects of the purchase of that particular ring on your future plans. You may have some future goals like buying a house, having a retirement plan or taking a vacation. So you need to consider all the factors before buying an expensive ring which you would probably be paying off even after your twentieth wedding anniversary.

If you have decided to take the plunge towards buying an expensive engagement ring, financing may be the first issue that needs your attention. Carefully consider various financing options and shop around if the ring isn’t in your immediate budget plans. It is a wise option to check with your banker and other lenders to see what types of loans you can obtain since the jewelry store may not have the best financing terms. Make sure to weigh the benefits compared to the cost. However, an expensive engagement ring is an investment and you will cherish this ring for many years.

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I am very pleased to inform you that my fiance's ring is holding up very well these days. The ring is beautiful and durable, and she just LOVES it! Everyone who sees the ring loves...
Edward

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On Friday morning I received my ordered engagement ring and it is even more beautiful than I thought. I am so happy with my purchase. I was very unsure about ordering such an important item...
Ted

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We received the tension set engagement ring with the white sapphire. True to your word, the stone is beautiful. We are getting married in Mexico at the end of this month. I want to...
Fergus

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Just a quick Thank You. The ring is perfect and the service was even better! Delivered, as promised and on time. I wish all of my purchasing experiences were as good. Thanks....
Terry

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Thank you we received the rings today and they are stunning. You have exceeded our expectations and I appreciate your wonderful service. Craig has already forwarded your website via email to two different friends who...
Cynthia

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Thank you so much for helping us pick out and design our engagement ring and wedding band. They're PERFECT. We love them and have gotten endless compliments. We're so pleased and we will always recommend...
Jay & Becky

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Thank you for taking me through this process. It was easier than I could have imagined. The ring looks spectacular; I know my girlfriend will love it. It was a pleasure doing...
Greg

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Thank you for your diligence. Much appreciated! Dealing with this company has been a treat. Charlene has been helping me out with all my queries, and she was extremely knowledgeable in all areas....
Gary

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Thank you for your help in selecting our engagement ring. You were very patient with all of our questions and we were pleasantly surprised at how beautiful the diamond was. We could not...
Justin

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Thank-you for adding the engraving to the order. I am most pleased with your aid, understanding and patience. I do not anticipate corresponding with you again, so therefore I will sign off with...
G

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Just wanted to let you know that my fiance loves the engagement ring. I also had it appraised, and the jeweler said it was a beautiful stone. He was also very impressed with the quality...
Alex

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Just wanted to give you a quick THANK YOU... you helped me out a lot with this whole situation. The diamond ring is safe at my home. Thank you so much for your help and...
Ryan

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I gave it too her last night and she said yes. She loved the ring. The diamond is nothing less then perfect. It appraised over 3 times the purchase cost. Thanks...
David

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Package received... ring is BEAUTIFUL! Thanks you for the expedited delivery. I'll look to you when we're ready to buy our wedding bands (saw a couple I really liked). Thanks again for the excellent service,...
Patrick

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Thanks you once again for your valuable advice, patience and creative jewelry expertise. My wife’s ring design caused considerably more ooo’s, ah’s and wow’s than we ever expected. At a time of many sensitive...
Douglas

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